October 30th, 2007
The Best Low Interest VISA cards
Being credit card-less nowadays is hard to imagine. There are so many day to day transactions you have to handle that employ the use of credit cards. If you are without one, it can be very stressful. One thing that doesn’t have to be stressful when it comes to credit cards is the choosing. There are so many offers in the market and you just have to take your pick.
An important feature when choosing a credit card is seeing whether or not the credit card you choose has VISA affiliation. Why is it important? It is important because of all the benefits you get when you are a VISA card holder. Here are a few:
• With VISA, you can shop absolutely risk free for unauthorized purchases with VISA’s zero liability program.
• Over 20 million merchants all over the world accept VISA credit cards when you are purchasing their items. This eliminates the need to lug around cash when you are traveling or even when you are just buying something from a local vendor
• You will be able to access your cash through ATMs in 150 countries that support VISA.
• VISA verified online sales assure that you can make purchases securely.
VISA cards differ from one another; these are the cards that have the lowest interest rates in the market. Here are a few that you can review and choose from.
• Chase Platinum Visa ® Card – This VISA card offers 0% APR for the first 12 months of ownership. Afterwards, it charges 13.74% regular APR, it is one of the lowest APR percentages in the market. Chase allows you to access your account online, making account access from anywhere in the world easier. It includes free travel services like: Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance.
• Chase Free Cash Rewards Visa ® Card – offers 0% APR for the first six months with a regular APR of 13.74%. This card requires no annual fees. One of the main features that this card has is its rewards features. You earn one point with every dollar you purchase with this VISA ® credit card, you also get a $25 check or gift certificate from any participation merchant when you earn 2,500 points.
• Bank of America VISA ® Signature WorldPoints TM Rewards – Offers 0% APR rate for a 12 month period with a regular APR of 9.9% to 15.99%, they require no annual fee and you earn points easily.
• Chase Home Improvement Rewards Visa ® Card – Fixed APR intro rate of 0% for a 12 month period, with a regular APR of 13.47%. Allows Balance Transfers. You earn up to 3 points with every purchase. Redeem a $25 check or gift certificate when you have 2,500 points.
• Borders 3.2.1 Visa® Card – offers 0% APR within the first year and a regular APR of 14.74%, requires no annual fees. Has a good rewards feature: earn 1,000 3.2.1 bonus points with your first qualified purchase. 2 points for every $1 eligible purchases and 1 point for every dollar spent anywhere else.